Health Insurance Rebates - On their way to you? | Center for Rural ...

By Inga Haugen

Death and taxes, the only certainties in life, right? Or so the joke goes. But even death and taxes follow rules- like tax rebates if you overpay your fair share.

And this year, insurance companies have to start following the rebate rule too - they must spend less than 20% of your premium dollars on non-medical costs or rebate you the difference. The Kaiser Family Foundation?released a report (PDF) that shows the amount of rebate by state you might get. (Scroll to page 4 of the report for the table.)

A simple sample of the data...

State	Number of Plans Paying Rebates	Avg. Rebate per Enrollee, in plans paying rebates
Montana	5	$105.09
Nebraska	4	$94.76
North Dakota	2	$39.62
South Dakota	2	$26.63

If you look, and your state doesn?t have a rebate coming, like Hawaii, or Minnesota, it?s because they didn?t over charge you in the first place. Woohoo! More money in your pocket to begin with.

In uncertain times, full of changes, it?s nice to get change that is makes (dollars and) sense. Brought to you by the Affordable Care Act, protects pocketbooks and prevents problems, and that?s no joke.

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